What Is Top-Down Budgeting And How Can It Affect Various Businesses

In the business world, finding the right budgeting strategy can be crucial to success. A top-down budget refers to a budgeting process in which management makes decisions about the company’s expenditure. Traditionally, budgets were created according to a bottom-up method. Bottom-up is just a top-down method flipped on its head. This article will tell you what top-down budgeting is and how it can impact businesses:

What is Top-Down Budgeting?

Top-down budgeting is when management arranges the company’s budget. The company’s senior management will meet and arrange a budget based on their objectives and goals for the company. To come to a final budget, the company’s management will take the current market into considerations. They will also discuss the previous year’s financial budget, how it worked, and if any changes need to be made to it or if they can implement the same budget. Senior management will also take tax, inflation, … Read more

British brand Zumo joins world-wide pledge to de-carbonise the crypto industry

Another giant move for crypto currencies as Scottish crypto currency wallet Zumo announced as signatory to the global crypto climate accord.

In cooperation with fintech and crypto industry leaders, Energy Web Foundation, the Alliance for Innovative Regulation and RMI created the Crypto Climate Accord. The Accord, inspired by the Paris Climate Agreement, is a private sector-led initiative for the entire crypto community focused on decarbonising the cryptocurrency industry.

Crypto Climate Accord Signatories are crypto market participants that make a public commitment to achieve net-zero emissions from electricity consumption associated with all of their respective crypto-related operations by 2030 and to report progress toward this net-zero emissions target using best industry practices. All Signatories also serve in the role of being a Supporter.

Zumo, a decentralised finance platform that makes regular money and cryptocurrency work seamlessly together, announced its key Signatory status of the Crypto Climate Accord (CCA), a global initiative Read more

David Wachs: Building Lasting Bonds with Customers through Power of Handwritten Notes

In an age where everyone is drowning in electronic communication, handwritten notes really stand out. They go a long way in building lasting relationships with people, and companies that send notes are set apart from the competition. To help its clients leverage this untapped form of outreach, Handwrytten (www.handwrytten.com) automates handwritten notes on behalf of companies large and small.

Handwrytten was founded to fill an unmet need of sending handwritten notes as easily as sending an email. To solve this problem, the company invested heavily in robotics to build a machine unmatched in handwriting quality and scalability. The mind behind the company is David Wachs, CEO, Founder and Chief Robot Mechanic. A serial entrepreneur, David is bringing back the lost art of letter writing through scalable, robot-based solutions that write one’s notes in pen.

“Handwrytten’s technology allows customers to scale their handwritten outreach, creating positive impressions and long-lasting

Read more

May Yap: A Proficient with Extensive Work Experience

“We must know the market well, identify our competitors’ strengths and weaknesses. Build rapport with customers, find out what matters to customers, provide solutions, and solve their matters,” says May Yap. She is the Managing Director, and CEO of LHT Holdings Limted and accountable for strategic IT management and smooth day to day operations across operating sites in Asia and US.

May has Extensive Management Consulting Experience advising clients on business transformation initiatives; familiar with operations in Manufacturing, Government, pharmaceutical, Bank and Insurance, Telco, FMCG, Airlines and Logistics sectors.

In an interview with Insights Success, May Yap highlights the importance of customer service and understanding the market one wants to grow in.

“Deforestation is one major cause of climate change. Recycling is one of the many efforts that reflect our commitment toward mitigating climate change and global warming”

Below are the highlights of the interview:

Kindly take us through Read more

Mona Jalota: A Real Estate Professional

“I still sometimes need to pinch myself to believe that I’m I an entrepreneur, I had, very early in my career slotted myself as a job person; someone who is more comfortable with structure, timings, fixed salary etc. Hence no was surprised, as much as myself, when I decided to become an entrepreneur in early 2018,” says Mona Jalota. She is the Founder of Krypton Global Investments and leading the organization with an extensive experience in all verticals pertaining to Local and International residential Real estate, gained from the last 8 years.

“I’ve lived a life that’s full; I travelled each and every highway but more, much more than this I did it my way”

By 2018 , Mona had a decade of senior management experience with her, and when she thought of her next steps, the idea of starting Krypton Global Investments, a specialized boutique firm agency providing … Read more