What to Consider Before Getting a Second Credit Card

Life presents us with a series of life-altering decisions. Should we search for a new job? Are we ready for marriage and children? Is getting a second credit card a good idea? Okay, maybe that last one isn’t in the same category, but it is an issue that requires some thought.

A second credit card means another monthly payment. Applying for one will have an effect on your credit score. There’s also the possibility that your spending could become unmanageable, and you’ll start to hear terms like “debt snowball” and “debt avalanche method,” which can sound scary if you don’t know what they are. (They’re ways to pay off your debt, BTW.)

None of this means that getting a second credit card is a bad idea. There are benefits to doing it and good reasons why you’d want to apply for one. In this article, we’ll go over some important … Read more

Strong support for coronavirus vaccine passports

Most Britons back vaccine passports if they mean the end of social distancing.

A survey showed strong support for Covid status certificates in every setting except shops, though a significant minority would be reluctant to visit pubs and restaurants if they had to show one, suggesting a threat to hospitality revenues if they were introduced.

The government said last week that Covid certificates “could play a role in reducing social-distancing requirements”. Any final decision is months off, so pubs and restaurants will initially open with distancing rules in place such as people from different groups staying at least one metre apart.

Polling by YouGov last week found that 61 per cent said they backed certificates being introduced if it allowed venues to lift social distancing, compared with 29 per cent who did not.

For music festivals and sports stadiums, 62 per cent were supportive compared with 28 per cent against, … Read more

Quitting is Hard, Let CBD Help

We know that quitting an addiction to tobacco and nicotine is difficult. However, researchers believe that CBD may be the key to breaking the habit permanently. Millions try every year to kick cigarettes to the curb, but only six percent seem to find success. Mental addiction is the hardest aspect to overcome, and non-tobacco pouches or other nicotine replacement therapy only treat the physical dependence. CBD works on retraining your brain, so you can focus on battling the physical facet.

How CBD Helps

The CDC has announced that more Americans are addicted to tobacco above any other drug, including cocaine. Millions of dollars are poured into research and products every year to find an end to this problem, as it is the number one cause of preventable deaths. Researchers ran a week-long experiment in 2013 to determine if there was any proof to claims regarding CBD helping prevent mental addiction. … Read more

Debenhams to briefly reopen 97 stores in closing down fire sale

Debenhams is to reopen 97 of its high street stores on Monday for a closing down sale to clear stock before they finally shut their doors on 15 May.

The department store, which collapsed last year, said it would be offering up to 70% off fashion and homewares and up to 50% off beauty and fragrance in its final closing down sale.

The stores, in England and Wales, will begin to close their doors on 2 May and the process will be completed 13 days later. Debenhams’ 15 Scottish stores and its flagship shop on London’s Oxford Street will not reopen.

Debenhams’ exit from the high street after more than 200 years will leave gaps at the heart of many town centres around the country alongside the closure of all Topshop, Dorothy Perkins and Burton stores as well as some Marks & Spencer, House of Fraser and John Lewis outlets.… Read more