How to Stop Impulse Buying

Any sudden, unplanned decision to purchase a product or service is considered to be impulse buying. These spur-of-the-moment purchases can be big or small, but they are never planned. If you’re standing in line at the supermarket checkout and suddenly decide to purchase a candy bar, that’s an impulse purchase. But the same can be true of a new sweater, a pair of shoes or even a new car – if it wasn’t something you needed and you didn’t intend to make the purchase.

If you want to stop impulse buying once and for all, these tips are designed to curb your impulsive spending tendencies:

1. Plan your purchases

Headed to the supermarket? Don’t leave home without a list. Then make it a habit to stick to the list. A list helps ensure that your purchases are more deliberate and not impulsive, making it easier to scurry on past those … Read more

7 Apartment Decorating Ideas When Buying Furniture Online

There are seemingly endless ways to arrange your apartment, but having an arsenal of good ideas can cut through the clutter. Did you just move out of an apartment? Ready to start with a fresh design for your new one? From figuring out the best way to decorate your kitchen to knowing what plants can survive in a tiny apartment, we have the apartment furniture and decorating ideas for you.

1. Themed lighting fixtures

Lighting is important in creating your space. For the maximum effect, your lighting should be similar in style and theme to create a sense of flow and cohesion in your space. Here are some considerations to light up your apartment:

  • A bold ceiling fixture is eye-catching and directs attention upward. 
  • Torchiere floor lamps are ideal for apartments lacking in area because they provide plenty of light without taking up much needed floor or tabletop
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Who Should be Named in a Will?

We know that creating a will can be confusing and maybe even a little overwhelming. But having one in place is the only way to ensure that your wishes will be carried out after you’re gone, including who will care for your children, pets and dependents.

To help simplify this topic, we’ve created a list of the key roles you should consider before creating your will. Having them selected upfront will make completing your will a lot easier later.

Who should be a beneficiary of a will?

A beneficiary (or heir) is any person who receives something from your will. You can list a class of beneficiaries (e.g., your assets should be divided equally among your three children).

But if you know you want your daughter to have your Aunt Sally’s ring and your son to have your grandfather’s pocket watch, you have to clearly spell that out in your … Read more

Online Shopping vs In-Store Shopping: Which Is Better?

Shopping has evolved dramatically over the past several decades, providing consumers with more choice and convenience whether they shop the brick-and-mortar stores or browse online for their purchases. Even holiday shopping has adapted to the changing landscape with Black Friday and Cyber Monday appealing to both in-store and online shoppers. It’s easy to assume there is a generational divide between those who choose more traditional or modern shopping methods, but in reality it involves factors ranging from accessibility and variety to local support and the shopping experience itself.

Advantages of online shopping

Although online shopping has been around for consumers since the mid-1990s, mainstream use has skyrocketed over the past several years as people grow increasingly comfortable with it and accustomed to the ease and speed of online retail.[1] It’s hard to dispute the advantages of online shopping. After all, the availability of extensive online research and reviews promotes … Read more

The Most Fuel-Efficient Cars for 2020 – 2021

Technology continues to improve fuel efficiency, which means that fuel-efficient cars are no longer synonymous with small, low-horsepower vehicles. Today, larger vehicles are included among the lists of cars that get great gas mileage. As innovations like hybrid technology continues to evolve, you no longer have to choose between the car that gets the best gas mileage and the one that can carry your entire family, comfortably on  vacation.

The effect of hybrid technology on the automotive landscape is something to take a closer look at, as evidenced by the cars that rank highest for getting the best gas mileage. Hybrid options can now  provide great fuel efficiency, and there’s a bigger selection in models.

Factoring the costs of fuel, along with things like maintenance and repair, can give you a better idea of the actual long-term expense of owning the car instead of only basing your decision on the … Read more