Why Choose Certified Organic Skincare?

Who in the world would knowingly apply products to their skin that contained toxic chemicals which were known to have harmful effects?

If you knew that something could cause skin or breast cancer, affect your reproductive system and therefore your fertility, cause skin problems, headaches, fatigue and a whole host of other problems would you put it onto your skin?

Yet this is what many people do on a daily basis when they use their skincare products because they are totally unaware of what is in them and the effects they could have. Maklon Kosmetik We are faced with a vast array of beautifully packaged products and a barrage of adverts on television and in magazines telling us that each product will make us look more beautiful. Who wouldn’t want that? But what you don’t realize is that these products contain a mixture of synthetic chemicals that are toxic and

Read more

Black-Owned Banks Address Inequities in Black Banking

You may be a black American who does not bank, having been turned down for a checking account when you tried to get one. Or you may have a checking account but have had problems getting loans.

You may not be aware of the existence of black-owned banks. Here, you will learn about the unbanked and underbanked, benefits of banking, and black-owned banks such as the one owned by Kevin Cohee.

Unbanked and Underbanked

Unbanked individuals may not use banks; instead, living their lives by using a combination of cash, reloadable prepaid cards, and money orders for purchases. They may pay a fee to use check-cashing services to cash their paychecks. And when strapped for cash, they may turn to high interest-bearing loan advances from payday lenders who may make loans without hassle.

The unbanked may have limited income or trouble with identity verification, creditworthiness, account fees, or minimum … Read more

Common Mistakes Made by Modern Day Private Equity Giants

Private equity is a heavily-regulated sector with many rules, regulations, and laws to follow. These established practices allow for an acceptable return on investment and ongoing efforts to drive profits. However, due to the growing greediness of modern-day private equity giants, these rules are sometimes ignored or even changed by these corporate entities to obtain greater returns for their shareholders. The following are mistakes made by modern-day private equity giants.

Lack of Innovation & Experimentation

Innovation is a key to distinguishing oneself from legacy firms. Even as early adopters in technology-driven healthcare, retail, and hospitality, private equity players have fallen behind in innovation. This is, in large part, because of the inherent conservatism inherent in private equity firms. Investors and veterans like Peter Comisar are risk-averse and have little appetite for investing in unproven businesses. If you do not innovate, you could end up being just another boring old … Read more

The Benefits of Online Educational Programs

WOULD YOU CONSIDER AN ONLINE EDUCATIONAL PROGRAM?

With the current challenges facing traditional colleges and universities, which includes higher tuition, budget cuts, and course shortages, many students as well as those that love learning have switched to online educational programs. With nearly three million students currently enrolled in fully online degree programs and eight million taking at least one online course as part of their degree program, online education has clearly become one of the most popular higher education alternatives.

The continually improving reputation of online learning has also helped fuel its expansion, as initial skepticism has faltered in the face of evidence that shows that online learning can be just as effective as face-to-face education. I have taken several myself and the experience is quite unique as these programs are entirely convenient and flexible. They provide educational information that will build your business immediately. You will be surprised to

Read more

Three Ways to Design a Successful Plastic Coupon Card

Three Ways to Design a Successful Plastic Coupon Card

Coupons have been around for a hundred years. They were first widely used in the early 1900s when shoppers would use scissors to cut out coupons from newspaper ads and then redeem them at grocery stores for a discount on a purchase. The coupon’s function has changed over the past century from being a way to get discounts when buying goods to becoming an advertisement tool when given away free with products. There has even been a surge in coupon card usage in recent years, whose advantages include carrying multiple cards in one compact package and having no need for paper or ink. These benefits make plastic cards easier to transport and more environmentally friendly than traditional paper coupons. What is the right design? There are three major elements:

  • Message: The card’s message should be simple and direct. The best way to accomplish this is with a clear
Read more