Month: June 2020

Learning how to compost at home is a great DIY project that can reduce your household’s carbon footprint while improving the health and quality of your yard. Composting can help create stronger, more nutritious soil for gardening, decrease your need for chemical fertilizers that harm the environment and drastically cut back on waste you would normally send to landfills. Getting your own compost bin or pile started at home is simple, and you’ll appreciate its benefits for a long time.

What is compost?

So what is compost exactly? Compost is the product that comes from the controlled decomposition of organic material, or carbon-containing substances. The resulting product is then used to enrich soil.

What to compost

From yard waste to food scraps, here’s a range of everyday materials that can be composted:

• Coffee grounds and filters
• Tea and tea bags
• Fruits and vegetable scraps
• Eggshells
• Pasta, rice and

For many families, game night is a big tradition. That’s because it can be a great way to make memories in a manner that’s largely inexpensive, easy — and most importantly — fun. Whether you’re looking to start your own game night or need a fresh idea for your regular meetup, we’ve rounded up a unique set of fun family game night ideas to help you out. You can also try some of these games during a family road trip or a sudden blackout.

1. Paper telephone

In this paper-and-pencil version of the telephone game, everyone sits in a circle and writes down a straightforward phrase (something like “My dog is chewing a bone”)[1]. They then pass their paper to the next person, who has the job of drawing the phrase they’ve received. When the drawings are done, everyone folds their paper to hide the phrase … Read more

What is group life insurance?

If you have life insurance through your job, that’s technically called “group life insurance.” It’s offered to employees as part of a benefits package, usually along with things such as health insurance and short-term disability.[i] One of the biggest advantages of a group life insurance policy is that it’s low-cost to employees or group members, so you can get coverage at a much lower rate — sometimes even at no cost — than if you were purchasing an individual policy.[ii] However, it’s important to look at what type of coverage you’re getting in return and make sure that it’s enough to meet your needs.

Is group life insurance through work enough?

“Something that we see very often is that people don’t know what’s an appropriate amount of coverage to have when it comes to life insurance,” says … Read more

Moving is almost always a process that requires ample planning, but moving to a different state has its own unique challenges. Moving to another state means everything is different — from a new home and school to new doctors and pet groomers. And that’s not to mention the task of boxing up your entire life and transporting it to your destination. To ease the transition, here’s a moving out of state checklist you can use to stay organized.

8 weeks before your move

Your moving out of state checklist starts with thorough planning. Here’s what to do eight weeks before you move:

1. Plan when you’re moving. Plan the best time to move, noting that summer is typically a more expensive.
2. Research moving companies. Find, vet and secure a moving company that’s experienced in state-to-state moves.
3. Book flights. Purchase plane tickets to your new destination if any

Usage-based insurance programs base your insurance rate on your driving and can provide a discount on your car insurance if you are a safe driver or drive fewer miles per year.

Measuring driving habits with telematics

Usage-based insurance programs use telematics, which is technology that measures and tracks driving habits.[1] An insurance company can use telematics to monitor drivers and can then reward them for good driving behaviors — or give feedback to help them correct unsafe ones. If you sign up for this type of program, you install a small device in your vehicle (or use a mobile app) that tracks your driving habits and provides personalized feedback to you and your insurance company.

Discounts for safe drivers

Safe driving programs provide a discount for safe driving behaviors. Once you install a small device in your car, or install the mobile app on your smartphone, it begins tracking … Read more