Conventional Roof vs FORTIFIED Roof: Which Is Better?

The safety of a home largely depends on the materials it is made of — high-quality materials can help protect you and your loved ones from whatever weather comes your way.

What is a FORTIFIED home?

The FORTIFIED Home program, also known as IBHS FORTIFIED, uses retrofit techniques to strengthen new and existing homes, making them more resistant to hurricanes and other severe weather as shown in the video below.

This program includes an intensive inspection by an independent, third-party, certified evaluator who puts together a comprehensive evaluation report once the inspection is complete. The report contains verified information regarding your home’s current disaster resistance, materials and methods used during construction. This type of information is not generally made available for homes that are not fortified.

Conventional Roof vs FORTIFIED Roof™

Making sure a home meets FORTIFIED standards begins with the roof—the most important and most vulnerable part of … Read more

New phone distracted feedback provided with SmartRide®

Nationwide is adding distracted driving feedback to help increase customer safety

Distracted driving is dangerous, and cell phone use while driving is a major factor. Phone distractions decrease awareness on the road, leading to more car crashes.

Many people think they are good multitaskers, but that’s actually a myth, especially when it comes to cell phone use while driving. Drivers who text when behind the wheel, are twenty-three times more likely to have an automobile crash. Even when talking hands-free, drivers can miss seeing up to half of what’s around them because they are engaged in a cell phone conversation. Consider these facts:

  • By 2025, 4,000 people per year will die from smartphone distraction-related crashes. By that time, half a million crashes will be associated directly with smartphone distraction
  • While the pandemic has caused people to drive fewer miles in 2020, motor vehicle deaths were up 20{2a3e680f1439d15db2efa1f6e7ed882a5847e72ec9baddde754e69dd847cc2fd} in the
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5 Dryer Maintenance Tips Every Homeowner Should Know

Following regular maintenance will help your appliance run efficiently and safely. Ignoring regular dryer maintenance may pose a fire hazard. Failure to clean the dryer is the leading cause of home clothes dryer fires, according to the U.S. Fire Administration.

Below are several dryer tips for properly caring for your dryer:

Ensure proper installation
Be sure to have your dryer installed and serviced by a professional. Check your manual to ensure that your electrical outlet is appropriate for your plugs. If you have a gas dryer, have it inspected by a professional to make sure the gas line and connection are working properly and don’t have leaks.

Clean the lint filter
Always clean the lint filter before drying each load of laundry. If you are drying a new item that creates a lot of lint, such as a bath towel or bath mat, consider drying it for half a … Read more

5 Reasons Why Should Start Your Own Business in a Small Town

When thinking about starting a business, you may also consider where . Big cities, home to a range of fast-growing industries and a diverse, talented workforce, would seem ideal for launching a business. But business owners scouting out potential cities should look beyond just New York City and Los Angeles.

While lacking the flashiness of big cities, small towns can be great environments for up-and-coming businesses.

Why start a business in a small town? Here are five reasons:

1. Lower costs

It’s no surprise that it takes money to thrive in a large city. Besides the cost of renting a workspace, even the most mundane goods and services tend to be more expensive in big cities. Throw high city and state taxes into the mix, and emerging business owners face an uphill battle.

If you’re operating on a modest budget, smaller markets tend to be much more financially accessible to … Read more

The 10 Best Side Jobs for Making Extra Money

Are you looking for a way to earn some extra money to help reach your financial goals? You’re not alone. More than 44 million Americans have a side gig.[i]

If you want a flexible side job, consider this list of 10 high-paying side job ideas that can help you generate some extra cash.

1. Ride-share driver

If you have a car and a smartphone, you can easily add new earnings to your bank account by becoming a ride-share driver with companies such as Uber or Lyft. Turn your vehicle into a private car service by driving people wherever they need to go.

Potential income: $10 to 18 per hour[ii]

Education or experience required: None.

Flexibility level: High. You drive only when you want.

2. Food delivery driver

The growth of food delivery apps has opened a wealth of income-earning opportunities. Drivers get to choose their … Read more